Yes I can see it know
@Rami - There you are happily shaving away with your only razor having lathered up with your only brush when suddenly the razor slips out of your hands - hits the brush on the way to the floor (and cracks it) hits your super hardened tiled floor and shatters into 6 pieces (not good as it was only a 3 piece to begin with). Next you fling your hands out is despair and accidently knock your only cream and packet of blades into the toilet. Enraged you slam your fist onto the nearest hard surface, which sadly turns out to be the top of the toilet cistern, right on the flush button. (is that what you meant by breakage accident and loss?).
If you haven't allowed for such events then a sabbatical is not for you.